Spotlight: Navigating changing investment themes in today’s marketMove over AI—it’s now ‘game on’ for quantum computing
Quantum computing may be the next big tech wave—offering huge potential but also challenges for investors and advisers, like simply understanding it. Read more
Today’s market calls for a multidimensional investment approach
A multidimensional, risk-managed investment approach gives clients clarity and confidence by providing a way for their portfolios to adapt to market change. Read more
The evidence-based case for an optimal gold portfolio allocation
Research shows that a range of gold allocations can enhance risk-adjusted returns, with an optimal allocation of 18%. Read more
INDUSTRY INSIGHTS
In-depth examinations of significant developments in investment research, financial technology, behavioral finance, and active management approaches.
ADVISOR PERSPECTIVES
Experienced financial advisors discuss practice philosophy, client service, investment strategies, and how they have set their practices apart.
MARKET COMMENTARY
Observations and outlooks from well-known technical and research analysts, financial authors, and economists.
PRACTICE MANAGEMENT
Successful financial advisors provide tips on business-building strategies, including prospecting, obtaining referrals, client communications, marketing, technology, and more.
WEEKLY CHART REVIEW
Analysis of a timely market or economic theme illustrated with insightful charts.
Subscribe for new articles each week
No charge. Dedicated to promoting and educating the advisor community on active investment management through original, leading-edge content.
QUICK TIP
The benefits of professionally managed workplace retirement plans
Frank Germano, CFP, is president and founder of Germano Financial LLC, headquartered in East Hartford, Connecticut. He has built his career helping individuals and families create sustainable retirement income and long-term financial security.
He says, “For years we provided clients with informal guidance on their 401(k) accounts, highlighting the advantages of broad diversification and applying modern portfolio theory. Now, through a self-directed brokerage account, we can offer more hands-on guidance for clients’ 401(k) and other eligible retirement accounts. When appropriate, we may also work with a third-party investment manager for these accounts, using sophisticated risk-managed strategies.”
Mr. Germano cites several benefits of a professionally risk-managed approach for clients’ retirement accounts:
- A skilled team managing investment strategies, with oversight provided by his firm
- Investment choices beyond the basic core and target-date options offered in standard workplace retirement plans
- Personalized portfolios designed to meet clients’ investment objectives, time horizons, and risk profiles
- Access to the same management styles used by high-net-worth investors, institutions, and foundations, offering sophisticated tools and guidance
- The ability for clients to monitor their progress toward their customized investment goals
- An emphasis on mitigating market volatility in retirement accounts while seeking growth opportunities through full market cycles.
- Peace of mind knowing portfolios are continually monitored and can adjust periodically to changing market conditions
