Active investment management’s weekly magazine for fee-based advisors

Ryan Gorman, CFA, CMT, BFA • Grand Rapids, MI
Callesen Wealth Management • Independent Financial Partners

I am a partner, chief investment officer, and behavioral investment counselor for Callesen Wealth Management, which is based in two Michigan locations. We are a fiduciary financial-planning firm offering comprehensive wealth planning and investment models to help our clients with their retirement and insurance needs.

We believe our clients should always know what to expect when working with our firm. To this end, our management team has articulated a “Client Bill of Rights” that outlines the foundational principles of how we pledge to serve our clients’ needs. 

Our clients can expect the following: 

  • Honest and ethical conduct: We have chosen a fiduciary model when working with advisory clients. Fiduciary obligations are the highest known to law and compel us to put clients’ needs first and manage investments in a disciplined and defensible manner.
  • Transparency: Clients have the right to a transparent relationship and to clearly know the costs for portfolio management, transactions, and advisory services. All communications from the Callesen Wealth team strive to be clear and concise. We are dedicated to addressing client questions in a timely and straightforward way. 
  • Independent and objective advice: We are an independent firm focused on each client’s financial and life journey. Our independence allows us to provide well-researched recommendations to clients without the pressure of sales goals, commissions, or obligations to a parent company.
  • Confidentiality: The strictest levels of confidentiality are enforced with the information provided to the Callesen team. We will protect all information at higher than the highest standards outlined by the SEC, FINRA, and state and regulatory agencies.
  • Education: We strive to offer continual financial education to our clients. Through education, our team will project reasonable expectations and lay out achievable scenarios as we continually monitor the development of our clients’ wealth planning. We also conduct regular client events to provide ongoing educational opportunities.
  • Personalized and attentive service: Our advisors are dedicated to developing a personal relationship with each client. We listen carefully to our clients’ goals, objectives, and ideas. That information is used to develop a personalized plan for each client that addresses their specific needs, while being consistent with our core beliefs, investment outlook, and management philosophy. Ours is a culture of constant improvement, and we encourage feedback as we strive to enhance our services.
  • Innovation: We firmly believe in the process and strategies we have created, but that doesn’t mean we are on autopilot. We are always testing our beliefs and challenging our own thinking. Innovation is at the heart of what we do. Clients are best served when we examine all alternatives, systems, and processes to find out how we can become better stewards of their capital.

Disclosure: Securities offered through IFP Securities LLC, DBA Independent Financial Partners (IFP), member FINRA/SIPC. Investment advice offered through IFP Advisors LLC, DBA Independent Financial Partners (IFP), a registered investment advisor. IFP and Callesen Wealth Management are not affiliated.

Photography by Ryan Inman

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